If you are looking to buy your next home, we are here to help. We will guide you to the best mortgage deal as well as explaining all of the costs involved and support you through the moving process. An important starting point is to know what your maximum budget is and have your borrowing limit confirmed. This can help with the application further down the line in that if there are any issues that may prevent you from getting a mortgage, these can be resolved early on in the process.
At Upton Financial Advice, we will work with you and discuss areas such as your income, outgoings, future plans and savings to make sure that our advice takes your circumstances into account, both now and in the future. We will take into account your current mortgage as well as search a comprehensive lender panel to find the most suitable products to enable you to finance your house purchase. We will advise you on the different types of mortgages that are available to you and how these may impact you over the life of the mortgage.
At all times, we will liaise with all parties involved in the process such as estate agents and solicitors, to try and make the process as quick and simple as possible.
Your property may be repossessed if you do not keep up repayments on your mortgage.