Protecting what is important to you

Protect What Matters Most

I’m a big advocate for insurance. While we all hope we’ll never need to make a claim, having the right cover in place can make an enormous difference when life throws the unexpected your way.

Why I Believe in Insurance

Recently, I had to rely on my own Private Medical Insurance. After four months of going back and forth with my GP for chronic sinusitis and getting nowhere, I finally turned to my insurer. Within a week, I had a specialist appointment booked, and just two weeks later, I was on the right treatment and feeling so much better. I only wish I’d used it sooner!

It really brought home the value of being properly protected—and made me think of my clients, especially those who do not have any cover in place.

Whether you’re looking to put new policies in place or simply want to compare your current cover with other options, I’m more than happy to provide personalised advice and quotes to suit your needs and budget. I have access to a wide range of policies—from cost-effective essentials to the most comprehensive packages on the market.

Types of Insurance I Can Help With

Here's a quick summary of the protection products I offer:

🏠 Life Insurance

Provides a lump sum to your loved ones if you pass away during the policy term—helping them pay off the mortgage or maintain financial stability.

🛡 Income Protection

Pays a regular income if you’re unable to work due to illness or injury. Statutory Sick Pay is just £116.85 per week—could you manage on that? Income Protection helps cover the gap.

❤️ Critical Illness Cover

Delivers a one-off lump sum if you’re diagnosed with a serious illness such as cancer, heart disease, or stroke. It can help pay for private treatment, adapt your home, or simply keep you financially afloat while you recover.

🏥 Private Medical Insurance (PMI)

Speeds up access to diagnosis, consultations, and treatments. My own experience is a great example of how much difference this can make when the NHS waiting list just isn’t fast enough. You can add Dental Insurance to this policy which covers costly dental emergencies and routine treatments. This came in very handy when my husband took a paddle to the face while kayaking and needed a £650 emergency tooth extraction—thankfully, it was fully covered!

If you'd like me to explore protection options and send you some no-obligation quotes, just complete this short form. This will ask you for some basic details about you , your lifestyle and medical history.

https://hhinsure.co.uk/uptonfa/